Harmoning Law PLLC

Start Your Fresh Start Today

Harmoning Law PLLC is a Minnesota firm focused on consumer bankruptcy and debt settlement. We provide compassionate and strategic representation that helps individuals and families move from financial stress to a confident fresh start.

Bankruptcy & Debt Settlement, Minneapolis / Saint Paul

Practice Areas

At Harmoning Law PLLC, we provide the following legal services.

Chapter 7 Bankruptcy

We walk people through Chapter 7 bankruptcy with empathy and clarity—helping erase burdensome unsecured debts, stop collection actions, and give you a fresh financial start as quickly as possible.



Chapter 13 Bankruptcy

We guide people through Chapter 13 bankruptcy with compassion and clarity—setting up realistic repayment plans so you can protect your home and vehicle, stop creditor calls, and rebuild your financial future on your own terms.

Debt Settlement

We partner with you to negotiate with creditors, aiming to reduce what you owe and defend your rights—so you can resolve debt without bankruptcy and rebuild your financial peace.

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Bankruptcy & Debt Settlement Lawyer

About Harmoning Law PLLC

Harmoning Law PLLC is a Minnesota law firm dedicated to helping individuals and families overcome financial challenges and build a more secure future. We focus on consumer bankruptcy — Chapter 7 and Chapter 13 — and negotiated debt settlement, offering clear paths to relief for those facing overwhelming debt.


Our mission is simple: to restore balance and renew hope. We combine compassionate counsel with practical legal strategy, so you feel supported and empowered. From the first consultation to the final discharge or settlement, we explain each step in plain language and give you the tools to make confident decisions about your financial future.


We believe access to legal help should be straightforward and predictable. That’s why we provide clear flat-fee pricing and affordable payment plans, ensuring there are no surprises along the way. Our goal is to remove as much stress from the process as possible so you can focus on moving forward.


Every case begins with one goal — to restore your financial balance and your peace of mind.

Bankruptcy & Debt Settlement Legal Team

Meet the team

Harmoning Law focuses exclusively on consumer bankruptcy and debt relief, providing clear guidance and steady support at every step. Our work centers on helping clients move from uncertainty to confidence — whether through Chapter 7 or Chapter 13 bankruptcy, or a negotiated debt settlement that fits their budget.

Matthew D. Harmoning

Matthew D. Harmoning

Attorney

Founder of Harmoning Law PLLC, focusing on consumer bankruptcy and debt settlement. I provide clear, flat-fee pricing and a compassionate professional approach so you can feel supported and confident as we work together toward your financial stability.

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Harmoning Law PLLC

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Location

2042 Wooddale Drive, Suite 250 - #3383
Woodbury, MN 55125

Get Directions startfresh@harmoninglaw.com